CONSULATE
Affordable Internet Individual Plans for families with no waiting periods preferred – Consulate Dental Plans..
I am looking for an affordable family dental plan that I can get for my wife and two children. We do not have any dental insurance currently, and I figure I can afford to spend around $50 – $75 a month for a family dental insurance plan, but not much more. I would also like something with no waiting periods for services.
Reply: The cost of a family dental PPO insurance plan can vary depending on several factors, such as location, limitations, benefits, and the level of coverage desired. The average cost can range from around $35 to $100 per month per person. You can see that the cost of PPO’s dental insurance plan may be out of your budget range.
Therefore, I suggest reviewing any HMO’s dental insurance plan available in your area. The cost of a family dental HMO insurance plan can also vary depending on several factors, but on average, the cost can range from around $7 to $25 per month per person, keeping more in line with your budget. You will need to choose a plan provider, meaning there is no outside network dental that you can visit. However, typically, these types of plans do not have waiting periods.
Whether you choose a PPO or an HMO, it is always a good idea to research and compare different plans before making a decision to find the one that best fits your specific needs and budget.