CONSULATE
Consulate Dental Plans, Staying With Your Own Dental Provider
When searching for dental insurance you may want to make sure you can choose your own dental provider. Finding a good dentist that you like is important because regardless of how good your dental insurance is, it will not matter if you do not go to the dentist due to disliking him or her.
HMO dental insurance plan require you to choose a dentist that is working with them. This means under that type of dental insurance plan you cannot go to your current dentist if they are a provider of the plan.
Plans like PPOs allow individuals to stay with their current dentists. Dentists that have contract with dental insurance companies are considered as in-network dentists, otherwise they are called out of network dentists. If you still want to buy dental insurance that offers in-network dentists do not forget to ask for a list of the dentists of your area with whom they are contracted