Know the Benefits of Your Dental Insurance Plan
Know the plan benefits, what is covered, and who controls any treatment decisions.
Many dental insurance plans require dentists to follow treatment plans that rely on the least expensive alternative treatment approach. (Example) If multiple treatment options exist for a specific dental condition, the dental insurance plan may only pay for the less expensive treatment option. Therefore if you choose a treatment option that may better suit your individual needs, you may be left responsible for paying the difference in costs or even the total cost of the dental service. It’s important to know who makes the treatment decisions under your plan.